Capital Vi
Frequently Asked Questions
Get Informed Now
How does the credit repair process work at Capital Vi?
At Capital Vi, we start with a detailed consultation where we assess your credit situation and create a 6-10 month customized plan and strategy to help repair your credit. Our process runs on 30-day cycles, with the first 7 days dedicated to corresponding with creditors, debt collection agencies, and credit reporting companies on your behalf. From the 8th to the 30th of each month, we analyze results, strategize our next approach, and prepare for the next cycle. This process is designed to address all aspects of your credit situation over time.
How long will it take to see results in my credit score?
The credit repair process typically takes at least 6 months to be fully effective. While every case is unique, most clients start to see noticeable changes to their credit around the 4th or 5th month. It’s important to stay patient and trust the process as we work through each cycle to help rebuild your credit step by step.
What is the cost of your credit repair service?
We charge $199 for the initial consultation and strategy meeting, which includes an in-depth review of your credit and a customized plan for repair. After that, we charge $99 per month for the ongoing credit repair services, where we handle correspondence with creditors and adjust strategies based on results each month.
Do I need to do anything during the credit repair process?
Our team handles the heavy lifting for you—corresponding with creditors, debt collectors, and credit reporting agencies on your behalf. However, it’s important that you continue to monitor your credit and provide any updates or documents we may need during the process. We also recommend staying on top of your personal finances by avoiding new debts and making timely payments to support your credit repair efforts.